The 5 simple steps to buying a property in Spain

1.Searching & Selecting

  • Start your search online

  • Go property hunting

    This is the key – The best way to know what you like (and don’t like) is to book a viewing appointment with a professional agent.
  • Keep an open mind

  • Talk opening with all people involved

    If you are buying with a partner (or family members), it is important to make sure that you all have a similar vision when it comes to what is important.

2 Getting set up

Apply for your NIE number

Opening a bank account

Choose an independent solicitor (The Spanish word for solicitor is Abogado).

Things to remember

  • Check the legal status of the property Make sure it has the correct permissions for sale, no charges against it and that the person selling it is the legal owner - this is why you got that solicitor!
  • Agree who pays which taxes & fees Sometimes it’s not obvious, so pay close attention.

3.Putting Pen to paper

  • Sign the Private Contract
  • Pay your deposit.

Once you’ve found the property you wish to purchase, you may be asked to pay a small deposit – usually around €5,000. At this point you will sign a ‘Reservation Contract’. You are not committing to buying the property at this point, simply taking it off the market.

4.Getting prepared

  • Receive your Número de Identificación de Extranjeros (NIE) number
  • Arrange Utility suppliers
  • Arrange house contents / furniture delivery services etc.

5.Getting the Keys

  • Go to the notary
  • You will need to sign the title deed and pay the rest of the money.
  • Pay taxes
  • Register the purchase with the land registry
  • Receive the keys and celebrate! is one

Relevant paperwork

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Legal considerations